Overdraft Services
With our overdraft programs, your business will avoid high charges from other merchants for returned checks when we help you cover an overdraft of your account.
- Summary
We offer three convenient options:
Transfer from Savings Account
You may sign up for our Transfer from Savings Account service. A Savings Maximizer savings account or Golden Oak Money Fund account may be linked to a checking account to provide overdraft protection.
Line of Credit
You may apply for our Line of Credit overdraft protection service. Community Cash* is available to personal checking account holders; a Golden Oak Business Reserve* is available to business checking account holders.
Overdraft Services
Per the terms of your existing Checking Account Agreement, you may automatically qualify for our standard overdraft service.
*Subject to credit approval.
