With our overdraft programs, your business will avoid high charges from other merchants for returned checks when we help you cover an overdraft of your account.
We offer three convenient options:
Transfer from Savings Account
You may sign up for our Transfer from Savings Account service. A Savings Maximizer savings account or Golden Oak Money Fund account may be linked to a checking account to provide overdraft protection.
Line of Credit
You may apply for our Line of Credit overdraft protection service. Community Cash* is available to personal checking account holders; a Golden Oak Business Reserve* is available to business checking account holders.
Per the terms of your existing Checking Account Agreement, you may automatically qualify for our standard overdraft service.
*Subject to credit approval.