At Visalia Community Bank “personal banking” is just that… personal service combined with convenient, competitively priced checking and savings accounts. A Customer Service Representative can help you decide which account is best suited to your financial needs.

Advantage ATM & Check Card
It is the winning combination of your ATM card and your checkbook all in one. With a Visalia Community Bank Advantage ATM & Check Card, you can access your accounts at thousands of locations throughout the United States. Use your card worldwide, at any ATM in the CIRRUS™ Network 24 hours a day, 365 days a year. Visalia Community Bank will not charge our customers any fee if they use another bank’s ATM. However, the other bank may still impose a surcharge.

Report a Lost or Stolen Advantage ATM & Check Card
During business hours call (559)625-8733 or (800)554-8969.
After hours and weekends call (800)554-8969.

FREE Bonus Check Card Program
With the Bonus Check Card Program, you can make purchases at thousands of merchant locations that accept VISA and earn points towards merchandise, travel and more, every time you use the Advantage ATM & Check Card. Best of all, it’s FREE!

Certificates of Deposit
A Visalia Community Bank Certificate of Deposit (CD) is ideal for longer term investments.

Direct Deposit
This free service automatically deposits your government payments or payroll checks directly into your Visalia Community Bank checking or savings account. Your checks are deposited on the date of issuance and you save a special trip to the bank. To sign up for Direct Deposit, see a Customer Service Representative.

Overdraft Privilege^SM
Overdraft PrivilegeSM lets you avoid high charges from merchants for returned checks and have new convenience and flexibility in managing your funds. Payments of overdrafts up to $700 (or $400 depending on the type of checking account you have) will normally be considered for eligible accounts.