Golden Oak Money Fund
Ideal for customers who are looking for an account that earns higher interest rates with higher balances.

Minimum opening deposit
$2500

Monthly service charge
$10

Minimum daily balance to waive monthly service charge
$2500

Interest Rate
Offers tiered interest rates**

Account activity
Permits six preauthorized or telephone transfers per monthly statement period, only three of which may be made by check or point-of-sale (POS) transaction. Each time a transfer is paid against an account in excess of those allowed by federal regulation, an excess transfer charge of $10 is assessed. Unlimited withdrawals are allowed in person, at an ATM or by mail.

Account advantages:

Statements are provided monthly & may be combined with a VCB checking account for added convenience.