Visalia Community Bank offers a wide range of personal loans combining competitive rates, a variety of terms, and quick approvals. Payment schedules are designed to meet each customer’s individual needs and budget contraints. An array of real estate loans is also available.

Consumer loans are available for:

• Automobiles and trucks
• Boats and trailers
• Pools and spas
• Recreational vehicles
• Furniture and appliances
• Vacations and travel
• Special events such as weddings
• Community Cash (overdraft protection)
• Home equity loans
• Other credit needs

Your loan application is processed quickly, usually within a few hours.

VISA and VISA Gold
With a Visalia Community Bank VISA account, you have worldwide credit capability with local servicing.

A VISA account from VCB offers:

• Low annual percentage rate (A.P.R.)
• Low cash advance fee
• 25-day grace period
• No annual Fee

To apply for a VISA account, contact a Visalia Community Bank Loan Officer or call (559)625-8733.

Community Cash
Community Cash is overdraft protection available to personal checking account holders. (Business checking account holders may apply for a line of credit through our Commercial Loan Department.) From time to time, everyone needs money on short notice. You may have an emergency which requires immediate funds. Your Community Cash line of credit is attached to your Visalia Community Bank checking account.