Savings Maximizer
Ideal for customers who want to start saving with a small initial investment.

Minimum opening deposit:
$100

Monthly service charge:
$3

Minimum daily balance to waive monthly service charge:
$300

Interest rate:
Earn interest on daily balances of $300 or more*

Account activity:
Permits six preauthorized or telephone transfers per month. Unlimited withdrawals are allowed in person, at an ATM† or by mail. Withdrawals or debits in excess of three per month cost $1 each.

Accounts in Trust for Minor Children (ITF accounts) and California Uniform Gift to Minor accounts are exempt from monthly fees and earn interest on any balance. Trust accounts allow three withdrawals per month. Subsequent withdrawals cost $1 each.

Account advantages:

Statements are provided monthly & may be combined with a VCB checking account for added convenience.

back to Savings Accounts

*Please contact a Customer Service Representative at (559)625-8733 for current interest rates and the annual percentage yield (APY). You may also check our current rate pages.
† Advantage ATM & Check Card cannot be issued for savings accounts only. There must be a checking account linked to the card.